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3 Things To Know About Flood Insurance
If you live in an area that is at risk for flooding, chances are that you will need a flood insurance policy. This is often required with mortgage lenders if you still have money to pay on the mortgage, but can also give you peace of mind as a homeowner. Here are a few things to know about flood insurance. Flood Insurance Is Provided By The Government Many people assume that the flood insurance they purchase is from their local insurance agency.
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Auto Insurance Tips For A Household With A Teenage Driver
Having a teenage driver in the house can drive your auto insurance rates through the roof if you aren't careful. If you have a teenage driver, take the following measures to minimize your auto insurance rates. Encourage Good Educational Performance Many auto insurance carriers give discounts to students who maintain good grades in school. Therefore, if your teenager is in school, encourage them to maintain good grades so that you can enjoy the associated discounts.
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Typical Conditions For Multi-Car Insurance Discount
Most auto insurance companies will give you a discount if you insure more than one car under one policy. As you would expect, however, you have to meet certain conditions to enjoy the discount. Below are some of these conditions. Number of Vehicles Although the discount requires you to insure more than one vehicle with the insurer, many insurance companies place a limit on the number of vehicles you can have on the same policy.
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Tips To Save Cash On Auto Insurance Coverage When You Have A Teenager
If you have a teenager who is about to get their driver's license, he or she is likely very excited about the road ahead, and you're probably excited for them. But, if you're like most parents, you are also concerned about your kid staying safe on the road and probably wondering what kind of financial hit adding a teen to your auto insurance policy is going to bring. Here are some tips that might help you save some money on your auto insurance coverage once your teen child comes aboard.
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3 Ways Umbrella Auto Insurance Improves Your Car Insurance's Coverage
Many insurance companies offer umbrella insurance as an add-on for your normal auto insurance coverage. These packages aren't just another expense to dismiss out of hand. Umbrellas insurance offers many benefits. Here are just a few of the ways these add-ons can improve your auto insurance coverage. 1. Umbrella Auto Insurance Covers What Your Regular Insurance Doesn't Umbrella insurance packages can have variations between insurance companies. However, the core function of umbrella auto insurance is to increase the limits of your liability coverage.
About Me
After we purchased our first home, we realized that it might be a good idea to evaluate our insurance coverage. Although we had purchased homeowners insurance before, we had never owned a policy as large as the one we would need for our new place. Also, our new home had a trampoline and a swimming pool, which made us worried about liability. To iron out the details, I decided to meet with our insurance agent. We talked about things like monthly premiums, coverage limits, and deductibles, and it was incredible to learn more about the terminology. This blog is designed to help you with the same types of questions.