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4 Things You Need To Know About Usage-Based Car Insurance
If you do not put a lot of miles on your vehicle each month, you may want to consider switching to usage-based car insurance. This is insurance designed for individuals who don't do a lot of driving throughout the year. Thing #1: Two Different Types of Usage-Based Insurance There are two different types of usage-based insurance. First, there is pay-per-mile, where you literally pay based on how many miles you drive each month or over each year.
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FAQ About A Medical Malpractice Insurance Plan
During medical treatments, a patient can get well or their condition can worsen. If a patient's condition worsens and the doctor didn't do enough to stop it, the patient can sue the doctor claiming negligence. That's why doctors have medical malpractice insurance or medical professional liability insurance to cover such claims. However, this insurance type isn't common, and you may have some questions about this type of insurance plan. These FAQ will cover important aspects of the insurance giving you all the information that you need.
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What Does Full-Coverage Auto Insurance Cover?
When you own a car that you drive, you will need to have auto insurance on it. If you do not purchase auto insurance, you take many risks when you get behind the wheel. When buying a policy, you can choose what coverages it includes. Many people choose full-coverage insurance policies, but some choose liability-only coverage. If you choose full-coverage insurance, what does it cover? Here is a list of some of the things it will cover.
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Building Your Commercial Insurance Policy: Which Coverage Options Should You Consider?
With companies operating in so many different sectors, it is impossible for insurance companies to offer a single type of commercial insurance that meets the needs of all business owners and companies. That is why insurance companies offer so many different types of commercial insurance options that can be combined in a virtually endless number of ways to create truly customized policies to meet your specific business insurance needs. Unfortunately, while these many coverage options help to ensure you get the best possible coverage, they can also make the task of purchasing business insurance a bit complex.
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Starting A Home Based Business: Is Your Homeowners Insurance Enough To Cover You?
With the pandemic in full swing, many people are looking for ways to earn money from the comfort and safety of their own homes. For some, this means taking on a remote position with a traditional employer. For others, it means starting up a home-based business of their own. If you fall into this second category, it is important to consider how your insurance needs may change as you get your business up and running.
About Me
After we purchased our first home, we realized that it might be a good idea to evaluate our insurance coverage. Although we had purchased homeowners insurance before, we had never owned a policy as large as the one we would need for our new place. Also, our new home had a trampoline and a swimming pool, which made us worried about liability. To iron out the details, I decided to meet with our insurance agent. We talked about things like monthly premiums, coverage limits, and deductibles, and it was incredible to learn more about the terminology. This blog is designed to help you with the same types of questions.