Understanding Insurance Terminology

Understanding Insurance Terminology

  • 4 Things That Can Affect Your Auto Insurance Rates

    Ever felt like you're paying more for auto insurance than you should? You're not alone. Despite the average cost of auto insurance totaling a little over $900 in 2014, many drivers pay much more for their coverage than necessary. The following looks at four common factors that could cause you to pay more for your auto insurance coverage. 1. Your Overall Driving History As far as auto insurance companies are concerned, your overall driving history says a lot about your potential risk factor.

  • Premises Liability: How Does It Affect Your Parking Garage Attack Case?

    Your job should be a safe place to work, but when someone attacks you in the company's dark parking garage and leaves you battered, bruised and unable to work, fight back with a personal injury attorney. Although assault and battery are criminal cases, you can also bring a case against your employer for premises liability. Premises liability is a branch of personal injury law that deals with the negligent actions of businesses and property owners that lead to some type of injury, such as a physical assault by a criminal or worse.

  • 7 Ways to Lower Your Home Insurance Premiums

    Home insurance might give you a peace of mind, but it can get quite pricey. A number of factors can affect the cost of your home insurance premiums including the neighborhood you live in and your credit score. However, all hope is not lost. It is still possible to make your insurance more affordable. Here are seven effective ways to lower your home insurance premiums. Raise Your Credit Score Believe it or not, your credit score can play a big part in your home insurance costs.

  • Where To Shop For Your Auto Insurance

    When buying new auto insurance in Chicago Heights IL, you will want to be sure that you are going to be getting the best coverage and service for you and your car, which is why it is best to go through a local broker. Buying your new policy with a local insurance broker will allow you to view many different insurance plans, all from one convenient location. This will prevent you from having to visit each local insurance branch, which can be time consuming and will make your insurance shopping more stressful.

  • Auto Insurance Companies Do Want To Work With You

    In Boston, auto insurance is not that difficult to get. It can take some time to find the right agent and the right policy, but it is not difficult overall just to get insurance in most cases. If you currently do not have auto insurance but have another type of insurance like homeowner's, call that agent and see if he or she also offers auto insurance -- he or she probably does, and you can sign up for a policy there if you like your agent.

About Me

Understanding Insurance Terminology

After we purchased our first home, we realized that it might be a good idea to evaluate our insurance coverage. Although we had purchased homeowners insurance before, we had never owned a policy as large as the one we would need for our new place. Also, our new home had a trampoline and a swimming pool, which made us worried about liability. To iron out the details, I decided to meet with our insurance agent. We talked about things like monthly premiums, coverage limits, and deductibles, and it was incredible to learn more about the terminology. This blog is designed to help you with the same types of questions.