If you are approaching age 65 or have already reached it, you likely spend time thinking about Medicare. Original Medicare is essentially a fee-for-service insurance program that is sponsored by the federal government. While Medicare does take care of some medical services you receive, it typically doesn't cover everything. It's up to you to provide for the rest and when you are working with a limited income it may be hard to produce the funds.
When shopping for car insurance, you may need the help of an insurance agent or broker to make the best choice. The terms car insurance agent and insurance broker seem like the same thing, but they are very different. Here is a look at the differences between the two to help you choose the one suited for your situation. What Does an Insurance Agent Do? An agent sells insurance from one company.
It's important to periodically update your commercial truck insurance policy. Your commercial trucking operation will change over time. Your insurance policy should change along with it to best protect your company's finances. The following are six things that you should look at when you update your commercial truck insurance policy. Changes in the size of your commercial trucking operation Over time, your operation may grow so that you're taking on more jobs and employing more people.
With the onset of the COVID-19 pandemic, populations across the globe became more aware of the devastating consequences that the virus bears after an infection. The cost of medical bills for most patients would skyrocket, leaving families in debt. Footing for medical bills out of pocket can add up quickly. Health insurance becomes an easy and cheap option to embrace. With a health insurance policy, you don't have to worry about paying for lump sum medical bills after an accident.
If you do not put a lot of miles on your vehicle each month, you may want to consider switching to usage-based car insurance. This is insurance designed for individuals who don't do a lot of driving throughout the year. Thing #1: Two Different Types of Usage-Based Insurance There are two different types of usage-based insurance. First, there is pay-per-mile, where you literally pay based on how many miles you drive each month or over each year.
After we purchased our first home, we realized that it might be a good idea to evaluate our insurance coverage. Although we had purchased homeowners insurance before, we had never owned a policy as large as the one we would need for our new place. Also, our new home had a trampoline and a swimming pool, which made us worried about liability. To iron out the details, I decided to meet with our insurance agent. We talked about things like monthly premiums, coverage limits, and deductibles, and it was incredible to learn more about the terminology. This blog is designed to help you with the same types of questions.